What to do When You Have Nothing

And so that's it then. No weapons, no friends, no promise. Accept all that away, and what'southward left?

Me

Damn, Buffy is empowering! She teaches you what you lot can rely on when y'all have nothing, because in reality, nosotros never have nothing. We always have one affair, that one, special, unique thing that simply death can take away. We have ourselves. And that's what we demand to rely on when nosotros have naught.

What to do When Y'all Have Goose egg

Where to Turn?

I'm writing this post because my ex boyfriend's girl asked a very important question. She'due south was just starting to empathise life and finances, and I wanted her to feel comfortable request me anything on those topics. And so she asked me what someone should practice if they have aught – If they lost their chore and take no friends or family to turn to for help.

I recollect that was an extremely insightful question for such a young kid to inquire. Even at eight years onetime, she recognized that not everyone has a safety internet. Some people have no families, while other's have families that are in fifty-fifty worse positions and unable to help. Others even so come from extremely toxic families that wouldn't help even if they could, and would generally brand the situation worse. The bespeak is, some people really don't accept anyone to turn to. And so what practise you take when yous have nothing?

You E'er Accept Yourself

I know that's dire, only it'south reality. It's also non the end of the story though. There'due south still one thing yous have, ane person that y'all tin can e'er rely on no matter what. And that'southward yourself. You lot have options. As long equally you have strength left, you lot tin can go on fighting and make it through whatever adversity. And in reality, you don't accept to go through it lone.

What Can Yous Practise?

Cutting Back

The first thing yous need to exercise when you are in this position is start cutting dorsum, if yous can. I understand that there are tons of people out in that location who don't accept anything to cutting, and unfortunately this section won't be that helpful to yous. But lots of people do accept things they tin can cutting, even if information technology'south painful. Permit's first there.

Non-essentials

If you haven't already, now is a corking time to give up cable. I don't even miss it!  You can also give up your Netflix, Hulu, Amazon Prime number, and whatever other subscription services you lot might have. Yeah, it sucks to not accept amusement, simply it's better than not eating.

You can also cut back on groceries. Reduce the amount of meat you buy every month, buy more rice and lentils, and cut out the pop and junk food. I know food is amazing, only at this indicate we are just trying to stay alive.

Lastly, check out you telephone plan and meet if at that place is anything that you can cutting out to make it cheaper. Mayhap you have unlimited data and tin can switch to a express plan. Or maybe you tin can cancel your current plan and get to a pre-paid program.

Go over your unabridged budget with a fine-tooth rummage to come across if there are any other non-essentials that you can cutting. Yous might find something surprising.

Debts

We all know that debt repayment is the kickoff thing that people cease paying when they aren't getting paid anymore, and this negatively affects your credit. Instead of merely stopping payment, try calling the debt servicing visitor and ask for a deferment or forbearance. Yous too may be able to negotiate a lower interest rate to make the payments more manageable. It never hurts to enquire, even if the respond is no. Sometimes the company will surprise yous, and y'all volition have one less thing to worry virtually for a few months.

Essentials

It is harder to negotiate on essentials or to stop paying them all together, but it isn't incommunicable. Many utility companies offer lower rates to people with depression incomes. Telephone call yours and inquire! If you are renting, you might be able to negotiate a lower rent for a short fourth dimension frame, or you lot might be able to barter some services in substitution for rent. These are all things you have to ask for, but when you are in a position where you don't have anything else, what are you going to lose past asking?

Dearest this mail? Be sure to pivot it!

Getting Dorsum on Your Feet

Now that you've cut some things back and having some breathing room, information technology's time to get dorsum on your feet. The first priority is finding some income. The all-time office of this is that you lot aren't really alone!

There Really is Assistance

Although the Usa regime isn't the greatest, information technology still has safe nets in place to aid people get through tough times. I've heard so many people say that they don't want handouts, they don't want to go to the government considering they should be able to have intendance of themselves and all that. That's just pride getting in the way. Information technology'due south ok to accept government assistance. That's what it's there for! That's what y'all've been paying taxes for!

Government Help

Observe out which regime programs are available to you and utilize for them. If you lot just lost your job, the first thing you should practise is become to the unemployment part and file. It won't lucifer the pay you lost, but it will give you some animate room. It will get you lot some coin coming in while you look for a new chore.

There are other programs that can assist you lot also. If yous are facing homelessness, check into HUD's rapid rehousing program. If you are nutrient insecure, you can look into your state'south food stamp plan. Those who need additional assistance can also utilize for their state'due south Temporary Assist for Needy Families program, commonly known as Welfare. These programs are all designed to help people get back on their anxiety if they lose everything. I know that there is a stigma fastened to accepting this help, merely actually that's what it is there for. There is no shame in request for aid when you lot need it.

Helping Yourself

Regime aid is a much needed rough-and-tumble. One time you take information technology and have some breathing room, it'south time to pick yourself up and prepare your situation. The best mode to do that is to get a new chore. I know it'south much easier said than done, only it'south a necessity. Get to temp agencies in your surface area, scour websites like indeed and craigslist, and even cheque Facebook. If you don't take access to a reckoner or the internet, you can use one at your local library. You lot will as well desire to ensure that your resume is upwards-to-date and error costless.

Y'all may also just demand to head to local small-scale businesses in your area and see if they are hiring. Although I know it's not the ideal piece of work environment, many fast nutrient restaurants have open interviews weekly. A job is a job, and you aren't a lesser person for taking whatever chore is available (honestly, this is something I detest nigh the work culture in America – we have created a society where people are what they do for a living, and not merely is it horrible, but its just not true!). My Life I Guess has a much more than thorough resources on what to practice if you tin can't discover a job, so if you lot're still struggling, check that out.

Once yous have a new job and have some income coming in, yous tin start looking for a more ideal work situation. You have bought yourself time to get back into the blazon of career that you are interested in. Yous should likewise offset putting aside some coin for emergency savings, so that you lot don't have to panic if y'all always find yourself in a similar state of affairs. For more tips on helping yourself, checkout these xv ways y'all tin survive if you suddenly find yourself unemployed.

You Always Have Y'all

I obviously don't know everyone's situation (and wouldn't be able to address every possible situation in a single blog mail!). The indicate of this post isn't to tell y'all what will work for you in your specific situation, the point is to testify you lot that there are always options. You may feel like things are hopeless, and I sympathize that feeling. But information technology'due south actually not. It may feel like you have nothing, but that's not entirely truthful either. You e'er have you lot, and that's enough.

bartlettguile1953.blogspot.com

Source: https://partnersinfire.com/finance/when-you-have-nothing/