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The Portugal D7 Visa, or Portugal passive income visa, is an excellent option for any non-EU national looking to alive in Portugal. To authorize, you must show that yous take enough income to back up yourself. We'll show you how to successfully apply for this popular Portuguese residency let. It is likewise oft used as a Portugal retirement visa.

  • What is the Portugal D7 Visa?
  • What are the D7 Visa requirements in 2022?
  • How to get the D7 Passive Income Visa?
  • What are the D7 application procedure and fees?
  • What are the benefits of the D7 Visa?

Using a quality Portuguese Immigration lawyer volition ameliorate your chances of a successful application and salve you time and effort. Y'all can volume a consultation with our expert D7 partner here.

Man on a bicycle in Lisbon, Portugal on a passive income visa

Our practicedPortuguese immigration police partner  verified this information in November 2021.

  1. What is the Portugal D7 Visa?
  2. Who is eligible for the D7 Passive Income visa?
  3. 2022 Portugal D7 visa income requirements
    • New 2022 D7 Passive income visa minimum requirement
    • Expert D7 Visa Immigration Lawyer Advice on 2022 financial requirements
    • Important D7 2022 financial requirement considerations
    • Acceptable income sources for the Portugal D7 visa
    • Using savings
  4. How to get your D7 residency in Portugal
    • Documents for your Portugal D7 visa awarding
  5. Portuguese D7 passive income visa fees
  6. How long does the application process take?
  7. How long is the Portugal D7 visa valid?
  8. Passive income visa renewal process
  9. You become some great benefits with the D7 visa
    • Restrictions
  10. Portugal Retirement Visa
  11. Tin can I piece of work on the Portugal D7 visa?
  12. What family unit can you include nether the D7 program?
  13. You lot tin can transfer to another residency permit.
  14. D7 vs. Residency by Investment (Portugal Golden Visa)
  15. Next steps for your Portugal D7 passive income visa
  16. Appendix A: Relevant Portuguese Legislation

What is the Portugal D7 Visa?

  • The D7 Visa provides long-term residency condition in Portugal to non-EU / EEA / Swiss citizens.
  • It is a Passive Income Visa – you must show you have resource to provide for yourself during your stay. Delight see the D7 financial minimums below.
  • The visa gives yous the right to live, piece of work, and study in Portugal.
  • Information technology is an fantabulous Portugal retirement visa choice for anyone looking to retire to Portugal.
  • It is a pathway to Portuguese citizenship and an EU passport after v years.
  • An opportunity to use for Portugal'due south Not-Habitual Resident (NHR) tax regime status.

Who is eligible for the D7 Passive Income visa?

  • This Portugal passive visa program is open to non-EU, EEA, or Swiss citizens; there are no restricted countries. EU, EEA, or Swiss citizens tin live in Portugal without a visa but must register.
  • Y'all tin can include dependent family members of the primary applicant.
  • Those able to meet the financial requirements (detailed below.)
  • People willing to alive in Portugal for at least vi months per yr.
  • People who have no disqualifying crimes on their criminal record.
  • Retirees, who can use the D7 as a Portugal retirement visa.

2022 Portugal D7 visa income requirements

The Portugal D7 Passive income requirement is based on the regime minimum wage.

UPDATE: On Dec two, 2021, the government increased the 2022 minimum wage from €665 to €705, an increase of €forty per month.

New 2022 D7 Passive income visa minimum requirement

  • Lead applicant – €8,460 a yr.
  • Dependent adults – €4,230 a twelvemonth each (50% of the minimum wage).
  • Dependent children – €ii,358 a yr per child (thirty% of the minimum wage).

Expert D7 Visa Immigration Lawyer Communication on 2022 financial requirements

Our recommended Portugal D7 Expert Immigration Partners have successfully managed many applications. This is their communication based on many years of experience.

i. Consulates tin interpret the guidelines differently.

The same application may be approved in one consulate and rejected in another. Individual embassies interpret the standards differently. These complexities mean getting quality communication can save y'all an unnecessary rejection.

2. Depositing the minimum income amount into a Portuguese banking company business relationship is strongly suggested for every D7 application.

Opening a banking company account in Portugal and making a transfer before your application is strongly recommended. While increasing the deposit amount helps, there isn't a magic minimum to guarantee a successful application. The absolute minimum corporeality you should transfer is the total income requirement for everyone included in your application.

Who is applying 2021 2022
Single Applicant €7,980 €8,460
Applicant + 1 Adult €11,970 €12,690
Applicant + 1 Adult + one Child €14,364 €15,228
Applicant + one Adult + 2 Children €16,758 €17,766

3. All bear witness of fiscal back up helps your overall application.

You lot should include evidence of all sources of qualifying income on your application. Chiefly, the Embassy volition expect at your situation as a whole. Your income, savings, and motivation letter will help to achieve the right outcome.

And, private Embassies translate the standards differently. These complexities mean getting quality advice can save yous an unnecessary rejection.

Important D7 2022 fiscal requirement considerations

  • People on the awarding tin pool their income. For example, a husband and married woman have a pension income of €7,000 each, making €fourteen,000 in total. Although neither reaches the €eight,460, their cumulative income exceeds the €12,690 for a joint application (€viii,460 + €4,230).
  • Y'all should bear witness a minimum of three months of historical income.

Acceptable income sources for the Portugal D7 visa

There are many sources you can use to show D7 income.

  • A retiree pension (as a Portugal retirement visa).
  • Annuity.
  • Rental property income.
  • Trust fund disbursement.
  • Dividends from shares.
  • Dividends from a business (that yous don't actively manage).
  • Royalties.
  • Interest from savings.
  • Other regular investment income.

You'll need proof that the income is stable and will continue for the life of the visa. Again, specific embassies practise make exceptions in some cases.

NOTE: Income from professional employment, including remote and freelance, volition generally not be considered. Nonetheless, there is no restriction on employment one time yous have your residency.

Using savings

Having substantial savings will aid to support your case. However, it always helps to testify some course of regular income, like a pension or investment.

You should ever aim to transfer at to the lowest degree the minimum income requirement to a Portuguese bank business relationship in your name.

Beautiful white houses in Portugal

How to get your D7 residency in Portugal

There are six steps to complete the process. You will start in your home country'southward Portuguese Embassy and receive your resident menu in Portugal.

  1. Obtain a Portuguese bank account to allow for the transfer of sufficient funds.
  2. Utilise for the temporary D7 visa at your nearest Portuguese consulate or embassy. Yous cannot apply if you are in Portugal.
  3. Once your visa has been granted, yous have 120 days (4 months) to move to Portugal.
  4. At this point, you should have a rental agreement or purchase a property to give you a Portuguese residential accost. You do need proof of accommodation in Portugal.
  5. Asking and attend an interview withServicio De Extrangeiros e Fronteiras or SEF (the Portugal Clearing & Border service).
  6. SEF will issue your D7 residence permit; this type of allow is valid for one twelvemonth.

Documents for your Portugal D7 visa application

Also equally the prove of your fiscal condition, yous'll need the following documentation. You may provide other documents depending on your circumstances and Embassy.

At the embassy/consulate in your home country

  1. Portugal D7 application class.
  2. A personal letter with data to back up your instance.
  3. Proof of income (bank argument, investment document, etc.).
  4. Copy of your passport.
  5. Ii passport photos.

At the SEF appointment in Portugal

  • Proof of accommodation.
  • A valid Expat health insurance policy or Individual Health Insurance Policy. A travel insurance policy will not be acceptable. To receive quotes and health insurance plan information from two or more than companies that suit your needs, nosotros recommend International Insurance.
  • Police records from your abode land.
  • SEF authorization to check your criminal record in Portugal.

Y'all should provide certified translations of documents that are not in Portuguese.

If y'all apply with incorrect or missing documents, you lot will be delayed or rejected. For this reason, nosotros always recommend that you utilize a Portuguese Immigration Lawyer. They will save you fourth dimension, money, and hassle!

We have washed a lot of enquiry, assessed, and trialed a number of immigration lawyers for yous. We take partnered with a visitor that has helped loads of our clients now, and nosotros have received great feedback on them. Yous can book an initial consultation with them to decide if you are eligible and what documentation you need for your D7 Visa.

Portuguese D7 passive income visa fees

The exact fee depends on the embassy you employ to. If you lot budget €80 to €100 for the visas and the same for the residence let, you'll take some change left over.

How long does the application procedure take?

The 2 parts are processed separately. In total, it can take up to four months to consummate the process. This time excludes the gap between the event of your visa and your move to Portugal for the SEF meeting.

  • Consulate awarding processing – four to eight weeks.
  • SEF residence let – six to twelve weeks.

Getting an appointment with SEF, and the processing time can be longer in Porto and Lisbon.

How long is the Portugal D7 visa valid?

Portugal recently inverse the D7 residence let period, and many web pages still show the old data.

  • The D7 residence permit is issued for two years.
  • After that, you lot can extend for three years if you still meet the D7 requirements. There is no restriction on how many times you tin renew.
  • After five years (2 + iii), you can qualify for a Portugal permanent residency (PR). Once y'all have PR, you no longer need to meet the passive income visa conditions.

OR

  • Afterwards five years, you tin can utilise for Portuguese citizenship past naturalization.

Passive income visa renewal process

The visa tin can be renewed in Portugal through SEF.

You'll need to show that you:

  • Met the weather of your existing residency permit.
  • Have no serious criminal tape.
  • Still qualify for the D7 visa for the new issue.

Yous go some keen benefits with the D7 visa

  • As a D7 let holder, you can live and work in Portugal.
  • Access to Portugal's splendid public healthcare organization coverage. Once you have your residency, you'll demand to annals with the National Health Service (SNS).
  • You have entry and liberty of travel in the SCHENGEN area and 26 European Union nations.
  • Yous tin can register as a not-habitual resident (NHR) of Portugal for taxation reasons. This tax regime gives you lot exemptions and exceptions on international income.
  • Yous are entitled to access Portugal's excellent educational activity system.
  • Additional family members tin can exist included on your residence let.
  • Transferring to some other immigration permission while living in Portugal is allowed.
  • There is no Portuguese language examination when applying.

Equally you lot can see, there are crucial differences to Espana'due south non-lucrative visa.

The beach in Portugal where you can visit on a D7 passive income visa

Restrictions

Only, there are some things to know that yous cannot exercise.

  • There is a limit to the number of times yous tin leave Portugal each year.
  • There is a minimum fourth dimension you must live in Portugal. In each yr y'all must spend at least four months in the state. In addition, you must non spend more than six consecutive months outside Portugal.

Portugal Retirement Visa

The D7 passive income visa is the best Portugal retirement visa for many retirees. If y'all desire to retire to Portugal, this may well be the all-time option for you.

Many people have a qualifying passive income like a pension or annuity when they retire.

If you are looking to purchase a dwelling house for your retirement, the Portugal Golden Visa may exist a better option.

Can I work on the Portugal D7 visa?

Yes, you lot can piece of work in Portugal on a passive income visa. This makes Portugal one of the easiest European countries to move to without a job offer.

All the same, generally that foreign income won't count when yous apply. Our partner has handled cases where embassies have approved remote or foreign employment pay, but this is non standard.

If yous have a passive income stream available, the D7 is a swell option for:

  • Remote workers and those with a remote job.
  • Freelancers.
  • Digital nomads.
  • Location-contained business concern owners.
  • Crypto traders and investors.

You can also accept a job in Portugal.

Y'all'll need to empathise the tax implications; we'd suggest chatting to a cantankerous-edge tax specialist nearly your specific circumstances.

If you are retired and utilize the D7 equally a Portugal retirement visa, this may exist less of a concern for you.

What family tin can you include under the D7 program?

You can add together dependent family unit members.

  • A spouse orde facto (Portugal does recognize same-sex marriages).
  • Minor children.
  • Parents of the bidder or the applicant's spouse, if they are dependent on you.

Remember, you lot'll need to evidence you have the resources to comprehend any dependents. If they have whatever income of their own, you can combine it on your application..

If you are already living in Portugal with a D7 residence permit, you tin can apply for family reunification for straight family members.

Y'all tin can transfer to another residency permit.

Once you are in Portugal, you lot tin transfer your D7 residence permit to whatever other program. You'll need to apply for your new Portugal residence allow or visa in the standard way.

The process and awarding depend on your new visa or residency allow.

D7 vs. Residency by Investment (Portugal Golden Visa)

Portugal has a residency by investment program, oft called the Aureate visa. This plan is a pathway to Portuguese citizenship.

There are three meaning differences to consider.

  1. Y'all'll need to invest a minimum of €280,000 (usually in Real Estate) to qualify for the residency by investment program.
  2. You lot merely accept to visit Portugal for ane week per year to maintain your residence let. This makes it an excellent "Plan B" while remaining in your dwelling country.
  3. The Golden Visa application price is significantly college than the D7.

The D7 is the most mutual Portugal retirement visa with many advantages. Even so, the Gilded Visa may be a meliorate choice for retirees looking to invest in qualifying real estate.

Learn all about Portugal's Gilded Visas in our article.

Next steps for your Portugal D7 passive income visa

What are your next steps if yous meet the Portugal passive income requirements?

  1. Identify the correct Embassy for your application and kickoff gathering all bachelor documentation.
  2. Ensure you take accurate translations and certified copies.
  3. Remember that all aspects of the application are considered together, then you'll want to make sure yours is perfect to avert thwarting.

Our expert immigration partner offers a no-obligation consultation for Where Tin I Live readers. In the consultation, you'll encounter with a D7 expert who will:

  • Take the time to understand your situation and needs.
  • Brand certain that this is the correct visa for you and if not, recommend the easiest path to Portugal residency.
  • Outline the steps you should take and documentation to collect.
  • Provide a transparent quote on managing your application to completion.

Appendix A: Relevant Portuguese Legislation

  • Article 58, paragraph one of Law no. 23/2007 of July 4
  • Article 24 d) of Regulatory Decree no. 84/2007 of Nov 5

The two statutes detail the benefits, restrictions, and requirements of the Portugal D7 passive income visa and Portugal retirement visa.

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